Why the Government Just Pulled the Rug Out on Small Business Funding

Hold onto your coffee, business owners—things just got interesting in the world of SBA funding. ☕

On January 27, 2025, the Office of Management and Budget (OMB) dropped a memo announcing a temporary pause on all federal financial assistance programs, including SBA loans. Yep, that’s right—your funding may be on hold while the government hits the brakes to realign with its new priorities.

Here’s the scoop on what’s happening, why it matters, and how Credit Banc is stepping in to save the day. ⬇️

What’s Going On?

Let’s break this down without the government-speak. Starting January 28, 2025, at 5:00 PM, federal agencies are hitting “pause” on disbursing funds for grants, loans, and other financial assistance programs. This includes SBA loans, which means if you’re mid-application or waiting on funding, you might be stuck in limbo for a bit.

Why? The administration wants to review how these programs align with their priorities. Think of it as a government “audit” to reshuffle the deck.

Why Should You Care?

If you’re in the middle of securing an SBA loan or planning to apply, this pause could cause serious delays. And in business, delays = stress, missed opportunities, and sometimes sleepless nights. The good news? You’re not alone in this—we’ve seen this happen before, and we know how to navigate it.

Credit Banc to the Rescue

Here’s where we roll up our sleeves and get to work. At Credit Banc, we’ve been through funding freezes like this before. We know the playbook, and we’re ready to step in and make sure your business doesn’t skip a beat.

• Real-time Updates: We’re monitoring this situation closely so you don’t have to. If anything changes, we’ll let you know ASAP.
• Bridge Financing: Need cash flow to keep things moving while your SBA loan is on pause? We’ve got secure bridge financing options tailored to your business. It’s fast, flexible, and designed to help you weather this storm.

What’s Next?

Here’s your game plan:

1. Don’t Panic: We’ve been here before, and this isn’t the end of the world. It’s a speed bump, not a roadblock.
2. Get Ahead: If your funding is delayed, talk to us about bridge financing to keep your business on track.
3. Stay in the Loop: Credit Banc is on top of this, and we’ll keep you updated every step of the way.

Let’s Get You Through This

At the end of the day, your business doesn’t have time to wait around. That’s why we’re here—to make sure this funding freeze doesn’t throw off your momentum. 

If you’re impacted by this pause and want to explore your options, schedule a call with us today.

Let’s keep your business moving forward, no matter what’s happening in Washington.