Running a small business is like steering a ship through unpredictable waters. Sometimes, you need extra wind in your sails to reach dry land. That's where business funding comes in.

Even if you don't need money at this very moment, that could quickly change. Here are a few reasons your small business may need funding in the near future: 

• Expansion: Ready to spread your wings? Whether opening a new location or entering new markets, expansion costs money.
• Equipment Upgrades: Outdated tools slowing you down? Investing in the right equipment can supercharge your productivity.
• Inventory Boost: Running low on stock? Having a healthy inventory is crucial for meeting customer demand.
• Marketing Blitz: Launching a new product or service? Effective marketing campaigns often come with a price tag.
• Hiring Talent: Growing businesses need skilled hands. Funding can help attract and retain top-notch talent.
• Technology Overhaul: Staying ahead in the digital game? Upgrading your tech arsenal...

With equity financing, you exchange a percentage of ownership in your business for financing, much like on the TV show Shark Tank. Personal credit is NOT an issue, but equity investors are looking for a tested and proven concept and sales really help approval. You might find some investors to invest in a concept only or invention. But most will want to see that you have an operating business that’s earning money and making profits.

And expect that they’re going to want a large piece of the equity. For it to be worth their time to invest, they might want 10-60% ownership of your business. That means they’ll be taking a large part of your future earnings, something you want to consider before recruiting an investor. There are lots of websites in which you can obtain crowdfunding for your business. This type of funding gathers money from a “crowd”, or a lot of people instead of one big investor. If the crowd likes your idea, they may donate money to your...